Are you trying to find auto insurance coverage that meets both your requirements and your budget?

    

Find auto insurance coverage that meets both your requirements and your budget?

This is a one-stop site, designed to give you the chance to compare the premium rates from all the top companies selling car insurance in your state. Find the best terms at the lowest rates with the least effort. No long searches by telephone or online. Quick searches give you immediate car insurance quotes and the best chance of finding the right policy for your needs. There's no reason to delay. Make a search and find out how much you can save!Auto Insurance Types: Explanation and Price-Value
Most states have the same types of auto insurance. This article explains the basic types. VVe also supply a price rating—I being very inexpensive, 5 being quite expensive. We'll let you know if a certain type is required as well. That way, you can choose car insurance that suits your needs and budget.Personal Injury Protection (PIP)PIP car insurance covers the insured party's medical, hospital, and funeral expenses up to the specified amount of coverage. This includespassengers in the vehicle and pedestrians struck by the driver. Fault is disregarded.Some states (no-fault states) require PIP to a certain dollar-amount. Other states do not offer PIP at all.Price: 3The price depends upon the amount of coverage you would like and varies wildly according to driving record.Required: In No-fault Insurance States.Bodily Injury Liability (BIL)VVhen you are responsible for a collision, Bodily Injury Liability covers injuries or death to the other party. This includes medical bills, loss ofincome, and anguish. If you are sued, BIL covers your defense (attorneys).BIL will not cover your own personal damages, such as your vehicle. It will do nothing if you are not at fault.Price: 3The expense depends upon the dollar-amount of coverage you want. Generally, a large amount of coverage is recommended—much largerthan state requirements.Required: In most states.*** In states where Personal Injury Protection (PIP) is required, BIL is generally not required. However, it is useful for when the otherparty's PIP coverage is surpassed.BIL would cover a lawsuit against you in such a case.***ComprehensiveComprehensive coverage will pay for the repairs to your vehicle, regardless of fault. A set deductible is subtracted from the payment.Price: 5If you choose to pay a high deductible, the premiums will be less.  Tips to Save on Auto Insurance#1 — The Right CarThe class and even model of vehicle you buy can make a big difference in your car insurance rate. The important factors to look at beforebuying are:SafetyPrice to repairPrice to replaceHere's how to use these principles when searching for a new car:Step 1: Check the vehicle safety awards. The winners will be the cheapest, but any finalist is good.Step 2: Select the class of vehicle you would like: Sedan, Sports car, SIJV, etc.Step 3: Pick a few models that you would like. If you are very concerned about price, avoid luxury vehicles like BMVVs, Mercedes, Lexus, etc.Go for the high-value vehicles (e.g., Kia and Saturn) and find ones you like.Step 4: If you are caught between a foreign vehicle and a domestic product that are a similar price, check the repair costs. As a rule ofthumb, domestic products are easier to service. Foreign luxury vehicles are infamously expensive to repair, parts and service.Step 5: Get a quote for that vehicle. Online auto insurance quotes are quick and effective for getting a reliable estimate. Do this for a fewvehicles you are considering.*** Economic vehicles aren't necessarily stolen less often, but they are inexpensive to replace.***** *Used isn't always cheaper to insure. New vehicles are much much safer.*